Saving on your cell phone bill

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NEW YORK They are a necessity in today's connected world, but cell phones can be very expensive.

Figuring out how to save can be confusing. Consider that the four major carriers offer 210 plans, and those plans have optional add-ons.

"Matter of fact, there is about 10 million combinations of add-ons and plans that you can come up with among just the four national carriers," BillShrink's Schwark Satyavolu said.

There is help to cut through the confusion.

"You can either import your bill or manually estimate the usage," Satyavolu said.

Then the computer does its thing to analyzing your usage and compare more than 7 million plan combinations. It even takes into account signal strength. The result is that you could save hundreds of dollars over two years by switching plans.

"On average, we find eight out of 10 people are paying too much for their wireless service, often by $300 or more," Satyavolu said.

For customers who use a cell phone sparingly, prepaid plans can be the best way to go. There's no contract and no early termination fee.

"With a prepaid plan, they could go with $20 a month if they chose to," Best Buy's Genaro Alvarado said. "They can save a lot of money."

For more on shrinking your cellphone bill, go to www.billshrink.com

Another tip: You can avoide those extra charges for dialing information.

Call 1-800-FREE-411 or 1-800-GOOG-411.

They don't cost a dime.


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