Safe holiday shopping online

Chicago Tips include reminders to double check pricing, to use a secure internet connection and to pay with a credit card, which is the safest way to pay online.

These tips are critical as retailers this holiday season are enhancing their shopping and social media sites. Retailers are improving their shopping carts, suggesting additional items, offering customer reviews and providing better search within their sites. These things are all done to make it easier for consumers to shop online.

While, the amount of online shopping has risen dramatically over the past decade, overall holiday spending is expected to decline slightly in most categories this year, according to research by the National Retail Federation. However, online shopping is expected to increase, with the percentage of Americans shopping online growing from 37.6% in 2006 to an expected 47.2% this year, according to research by pricegrabber.com.

Along with suggesting a review of the fine print posted on shopping sites, the ABA www.SafeShopping.org website answers questions around fraud, privacy and security.

The ABA also suggests shoppers use their credit cards wisely.

That includes opening your credit card statements immediately to examine the validity of the charges that appear on it. Credit tips can be found on a related ABA web site – www.SafeBorrowing.com.

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