Katerhine Garcia hid under the thick comforter on her bed.
Garcia says she woke up Sunday morning and saw two men in her apartment.
One suspect reportedly stood inches away, but didn't notice her hiding under the comforter.
When he left the room, she quietly called 911.
The burglars stole Garcia's wallet, laptops, iPad, camera and jewelry. But because of Garcia's call, police arrived in time to catch the men outside her building.