7 On Your Side helps hero cop get new wheelchair for his daughter

Wednesday, December 11, 2019
TOWACO, New Jersey (WABC) -- A hero Port Authority police officer who once risked his life to thwart a terrorist bombing needed help fighting an insurance company.

It was all to get an expensive new wheelchair for his daughter.
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Like most 13-year-olds, Francesca Talamini has hit a growth spurt. She's outgrown her motorized wheelchair.

But when her dad, Victor Talamini, tried to order "Frankie" a bigger one - first, insurance said she's only eligible for a new wheelchair every three years.

"i waited until three years and two weeks and they came with a separate total excuse," said Victor.

Insurance said it already paid for a wheelchair, a manual one.



"She only uses her left arm, she can't move a manual wheelchair because she only uses her left arm," said Victor.

Frankie's dad has battled before. The Port Authority police sergeant took down a terrorist, tackling the man who detonated a pipe bomb inside a subway tunnel in 2017.
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His daughter is a fighter too - Frankie and her twin sister Tori were born premature, weighing just over a pound each.

Frankie contracted MRSA in the hospital, a super bug infection which led to cerebral palsy.

"She's a miracle. Truly a miracle," says her mom Linda Talamini.

They have appealed insurance four times asking for a bigger chair. Their pediatrician even stated a new power wheelchair was medically necessary. But all came back denied.



We contacted United Healthcare and the Port Authority. The insurance reconsidered, covering the $15,000 for the motorized wheelchair.

And we were there when Frankie got her new custom fitted wheels.
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Thanks to both the Port Authority and United Healthcare who worked together to resolve this quickly.

They covered the motorized wheelchair worth $15,000 instead of the manual stroller that cost a lot less - about $2,000.

And thanks for MLB umpire and New Jersey native Phil Cuzzi, whose charity covered the $2,000 cost for the Talaminis.

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