You might be surprised to know the rates on credit cards from your favorite retailers has climbed more than 2 percentage points, according to a www.creditcards.com survey.
The survey says the APR has gone up to 23.23 percent.
You can see the complete report by going to. http://www.creditcards.com/credit-card-news/retail_card-stores-survey-apr_2014-1276.php