7 On Your Side has tips for lowering your car insurance premium
NEW YORK (WABC) -- Have you noticed car insurance premiums going up?
There's been a whopping 26% increase over the last year and New York is in the top three highest premiums in the country.
In the first half of 2025 alone, rates jumped by over 8%.
That means on average nationwide, most people are paying $2,285 for maximum coverage.
7 On Your Side has tips on how to pump the brakes on higher premiums.
A lot of crashes, injuries and lawsuits have sent premiums soaring.
From flooding to wildfires, claims on car damage are at an all-time high.
Repairs, labor and parts are all pricey too.
To lower those premiums, start by shopping around to compare rates to other companies.
Then, call your provider and request a policy review.
You can increase your deductible and decrease any nonessential coverage as well.
If you have an older car that's not worth a lot, you may not need a lot in comprehensive coverage.
Then, make sure to ask if any discounts apply to you, including good student discounts, good driver discounts and also military discounts.
Telematic is where you sign on for monitoring, which can monitor how good or bad your driving is.
If you had a child go off to college, you can also get a big discount if they're no longer under your roof full-time.
Some were able to knock off $3,000 from their bill.
----------
SHARE YOUR STORY
Do you have an issue with a company that you haven't been able to resolve? If so, 7 On Your Side wants to help you!
Fill out the form below or email your questions, issues, or story ideas by filling out the form below or by emailing 7OnYourSideNina@abc.com. All emails MUST INCLUDE YOUR NAME AND CELLPHONE NUMBER. Without a phone number, 7 On Your Side will not be able to respond.
