Cancer patient loses insurance policy

Seven On Your Side
July 9, 2008 4:45:34 PM PDT
A Long Island man is in the advanced stages of prostate cancer and he was hoping to leave some life insurance to his sons. But when his life insurance company told his coverage was cancelled, he called for Seven on his Side. "I've been going through therapy for cancer for five years," said John Young.

Young's cancer went into remission but it's come back, and his prognosis is not good.

Today he walks with a cane and has even lost half his eyesight.

Anticipating the worst John got some life insurance and wanted to leave it to his family.

"It would be something that would be hlepful in the end," adds Young.

John had a $27,000 life insurance policy through his former employer and when he left his job he was told he could continue the coverage and add $54,000 to the value. He asked his sister to call right away because he had only 45-days to apply.

John said Nov. 30th was the first day he applied, but he was denied. Met Life said John missed the deadline. Jean, John's sister, couldn't understand it, because she kept a log of her phone calls. In each conversation, she was told everything was fine.

"I was told that there was no problem and I was told it was in the time limits," said Jean Sidorowicz.

The denial meant John's life insurance was terminated.

"It's pitiful that their corporation made up of human beings and forget that they're dealing with human beings," adds Sidorowicz.

After Seven on your Side contacted Met Life, they decided to give him full coverage, and some piece of mind.

Met Life wouldn't talk to us about John's case citing privacy concerns. As for john, his sister tells us he has good days and bad.

Currently he's been weakened by anemia and continuous radiation therapy but she says he's got a lot of fight left in him.